Calculate stamp duty and registration charges for property purchase across all major Indian states. Different rates apply for male / female / joint buyers in many states.
Reviewed by the CalculatorKosh Editorial TeamUpdated June 2026Free · No sign-up
Stamp Duty Calculator
Calculate stamp duty and registration charges for property purchase across all major Indian states. Different rates apply for male / female / joint buyers in many states.
Property Details
₹50.00 Lakh
1% Metro Cess applies in major cities (already included in the 6% / 5% rates shown).
| State | Stamp Duty (M / F) | Registration |
|---|---|---|
| Maharashtra (Mumbai / Pune / urban) | 6% / 5% | 1% (cap ₹30,000) |
| Karnataka (Bangalore) | 5% / 3% | 1% |
| Delhi (NCT) | 6% / 4% | 1% |
| Tamil Nadu (Chennai) | 7% | 4% |
| Uttar Pradesh | 7% / 6% | 1% |
| Gujarat | 4.9% | 1% |
| Rajasthan | 6% / 5% | 1% |
| West Bengal (Kolkata) | 7% | 1% |
| Madhya Pradesh | 7.5% | 3% |
| Andhra Pradesh | 5% | 1% |
| Telangana (Hyderabad) | 4% | 0.5% |
| Kerala | 8% | 2% |
| Haryana (Gurgaon) | 7% / 5% | 1% |
| Punjab | 7% / 5% | 1% |
| Bihar | 6% / 5.7% | 2% |
| Chhattisgarh | 5% / 4% | 4% |
| Jharkhand | 4% / 3% | 3% |
| Odisha | 5% / 4% | 2% |
| Uttarakhand | 5% / 3.75% | 2% |
| Goa | 5% | 3% |
| Assam | 6% | 8.25% |
| Other state (enter custom rate) | 5% | 1% |
Stamp Duty + Registration
₹3,30,000
Total stamp duty and registration: ₹3,30,000Stamp Duty
₹3.0 L
₹3,00,000
Registration
₹30,000
₹30,000
Property Value
₹50.0 L
₹50,00,000
| State | Stamp Duty (M / F) | Registration |
|---|---|---|
| Maharashtra (Mumbai / Pune / urban) | 6% / 5% | 1% (cap ₹30,000) |
| Karnataka (Bangalore) | 5% / 3% | 1% |
| Delhi (NCT) | 6% / 4% | 1% |
| Tamil Nadu (Chennai) | 7% | 4% |
| Uttar Pradesh | 7% / 6% | 1% |
| Gujarat | 4.9% | 1% |
| Rajasthan | 6% / 5% | 1% |
| West Bengal (Kolkata) | 7% | 1% |
| Madhya Pradesh | 7.5% | 3% |
| Andhra Pradesh | 5% | 1% |
| Telangana (Hyderabad) | 4% | 0.5% |
| Kerala | 8% | 2% |
| Haryana (Gurgaon) | 7% / 5% | 1% |
| Punjab | 7% / 5% | 1% |
| Bihar | 6% / 5.7% | 2% |
| Chhattisgarh | 5% / 4% | 4% |
| Jharkhand | 4% / 3% | 3% |
| Odisha | 5% / 4% | 2% |
| Uttarakhand | 5% / 3.75% | 2% |
| Goa | 5% | 3% |
| Assam | 6% | 8.25% |
| Other state (enter custom rate) | 5% | 1% |
How It Works
Stamp duty and registration charges are state-level taxes you pay on top of the property price when buying a flat, plot, or house. Stamp duty is paid for the legal recognition of the sale deed; the registration charge is for entering the deed in the local sub-registrar's record. Both are calculated as a percentage of the property value and must be paid at the time of registration.
How the calculation works
Stamp Duty = Property Value × Stamp Duty Rate ÷ 100
Registration = min(Property Value × Reg Rate ÷ 100, Cap)
Total Additional Cost = Stamp Duty + Registration
Total Cost = Property Value + Stamp Duty + Registration
Some states (notably Maharashtra) cap the registration charge at a fixed rupee amount — typically ₹30,000 — regardless of property value. The calculator applies the cap automatically when the selected state publishes one.
State-wise variation
Each state sets its own rates and revises them with each state budget. Many states publish a lower rate when the property is registered in a female buyer's name (as a policy nudge towards women's property ownership). The savings vary from ~₹50,000 to over ₹2 lakh depending on the state and property value — see the rate table below to compare.
Frequently Asked Questions
Stamp duty is a state tax levied on the sale deed (the legal document transferring property ownership). It is calculated as a percentage of the property's declared value and is mandatory for the sale deed to be admissible as evidence in court. Registration charge is a separate fee paid for the deed to be recorded at the local sub-registrar's office under the Registration Act, 1908 — this gives the buyer a publicly searchable title. Together they typically add 5%–11% to the property price depending on the state and the buyer's gender.
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